Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$430,293	$430,293	$2,250,000
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$1,819,707	$0
Funding fee	$2,151	$2,151	$0
Note rate	4.000%	4.000%	7.240%
Blended rate	4.000%	7.033%	7.480%
1st payment	$2,148.37	$2,148.37	$15,333.71
2nd payment	$0.00	$11,752.27	$0.00
Taxes / mo	$1,041.67	$1,041.67	$1,041.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$450.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,406.70	$15,158.98	$17,042.04
Cash to close	$2,069,707	$250,000	$250,000