Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$219,197	$219,197	$310,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$91,303	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.240%
Blended rate	7.240%	7.758%	7.480%
1st payment	$1,455.76	$1,455.76	$2,116.05
2nd payment	$0.00	$684.78	$0.00
Taxes / mo	$144.67	$144.67	$144.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.51	$103.51	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,853.93	$2,538.71	$2,472.82
Cash to close	$125,803	$34,500	$34,500