Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$177,254$177,254$301,410
Remaining term (yrs)23.323.330.0
Secondary amount$0$124,156$0
Funding fee$886$886$0
Note rate3.51%3.51%7.24%
Blended rate3.51%5.36%7.48%
1st payment$926.02$926.02$2,054.10
2nd payment$0.00$827.71$0.00
Taxes / mo$205.00$205.00$205.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.28
HOA / mo$0.00$0.00$0.00
Total monthly$1,281.02$2,108.73$2,469.39
Cash to close$157,646$33,490$33,490