Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$49,878	$49,878	$71,100
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$25,172	$0
Funding fee	$0	$0	$0
Note rate	3.560%	3.560%	7.240%
Blended rate	4.410%	6.914%	7.480%
1st payment	$248.75	$248.75	$484.55
2nd payment	$0.00	$249.10	$0.00
Taxes / mo	$30.42	$30.42	$30.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$38.95	$38.95	$14.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$468.12	$717.22	$679.18
Cash to close	$29,122	$3,950	$7,900