Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$217,628	$217,628	$445,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$227,872	$0
Funding fee	$1,088	$1,088	$0
Note rate	3.04%	3.04%	7.24%
Blended rate	3.04%	5.449%	7.48%
1st payment	$1,045.91	$1,045.91	$3,036.07
2nd payment	$0.00	$1,471.67	$0.00
Taxes / mo	$182.17	$182.17	$182.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,434.75	$2,906.42	$3,514.01
Cash to close	$277,372	$49,500	$49,500