Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$96,360	$96,360	$215,100
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$118,740	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.240%
Blended rate	5.170%	6.732%	7.480%
1st payment	$575.39	$575.39	$1,465.90
2nd payment	$0.00	$791.60	$0.00
Taxes / mo	$104.00	$104.00	$104.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$82.16	$82.16	$43.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$911.55	$1,703.15	$1,762.92
Cash to close	$142,640	$23,900	$23,900