Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,952	$205,952	$283,410
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$77,458	$0
Funding fee	$1,030	$1,030	$0
Note rate	2.25%	2.25%	7.24%
Blended rate	2.25%	4.095%	7.48%
1st payment	$918.94	$918.94	$1,931.43
2nd payment	$0.00	$580.93	$0.00
Taxes / mo	$174.58	$174.58	$174.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.68
HOA / mo	$32.00	$32.00	$32.00
Total monthly	$1,275.52	$1,856.46	$2,344.70
Cash to close	$108,948	$31,490	$31,490