Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$216,146	$216,146	$303,300
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$87,154	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.240%
Blended rate	3.950%	5.401%	7.480%
1st payment	$1,027.24	$1,027.24	$2,066.98
2nd payment	$0.00	$653.66	$0.00
Taxes / mo	$153.42	$153.42	$153.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.40	$170.40	$60.66
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,501.05	$2,154.71	$2,431.06
Cash to close	$120,854	$33,700	$33,700