Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,293	$118,293	$459,000
Remaining term (yrs)	19.5	19.5	30.0
Secondary amount	$0	$340,707	$0
Funding fee	$591	$591	$0
Note rate	3.68%	3.68%	7.24%
Blended rate	3.68%	6.701%	7.48%
1st payment	$707.09	$707.09	$3,128.08
2nd payment	$0.00	$2,200.40	$0.00
Taxes / mo	$50.75	$50.75	$50.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$924.51	$3,124.91	$3,437.29
Cash to close	$391,707	$51,000	$51,000