Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,877$178,877$229,410
Remaining term (yrs)25.125.130.0
Secondary amount$0$50,533$0
Funding fee$0$0$0
Note rate3.05%3.05%7.24%
Blended rate3.9%5.023%7.48%
1st payment$849.15$849.15$1,563.42
2nd payment$0.00$379.00$0.00
Taxes / mo$151.25$151.25$151.25
Insurance / mo$150.00$150.00$150.00
MI / mo$141.76$141.76$45.88
HOA / mo$0.00$0.00$0.00
Total monthly$1,292.15$1,671.15$1,910.56
Cash to close$76,023$25,490$25,490