Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$136,092$136,092$260,910
Remaining term (yrs)22.622.630.0
Secondary amount$0$124,818$0
Funding fee$680$680$0
Note rate4.12%4.12%7.24%
Blended rate4.12%5.976%7.48%
1st payment$770.61$770.61$1,778.10
2nd payment$0.00$832.12$0.00
Taxes / mo$119.50$119.50$119.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.18
HOA / mo$35.00$35.00$35.00
Total monthly$1,075.11$1,907.23$2,134.78
Cash to close$153,808$28,990$28,990