Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$201,464	$201,464	$216,000
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$26,536	$0
Funding fee	$0	$0	$0
Note rate	6.390%	6.390%	7.240%
Blended rate	6.940%	7.514%	7.480%
1st payment	$1,312.74	$1,312.74	$1,472.04
2nd payment	$0.00	$262.59	$0.00
Taxes / mo	$67.58	$67.58	$67.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$96.29	$96.29	$43.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,626.61	$1,889.20	$1,732.82
Cash to close	$38,536	$12,000	$24,000