Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$188,507	$188,507	$317,250
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$128,743	$0
Funding fee	$943	$943	$0
Note rate	4.42%	4.42%	7.24%
Blended rate	4.42%	5.873%	7.48%
1st payment	$1,128.02	$1,128.02	$2,162.05
2nd payment	$0.00	$858.28	$0.00
Taxes / mo	$221.58	$221.58	$221.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.45
HOA / mo	$37.00	$37.00	$37.00
Total monthly	$1,536.60	$2,394.88	$2,634.09
Cash to close	$163,993	$35,250	$35,250