Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,441	$213,441	$301,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$88,059	$0
Funding fee	$1,067	$1,067	$0
Note rate	2.72%	2.72%	7.24%
Blended rate	2.72%	4.554%	7.48%
1st payment	$1,002.58	$1,002.58	$2,054.72
2nd payment	$0.00	$660.44	$0.00
Taxes / mo	$188.42	$188.42	$188.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,340.99	$2,001.44	$2,453.43
Cash to close	$121,559	$33,500	$33,500