Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,251	$143,910
Remaining term (yrs)	27.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.35%	7.24%
Blended rate	6.9%	7.48%
1st payment	$906.67	$980.74
2nd payment	$0.00	$0.00
Taxes / mo	$79.17	$79.17
Insurance / mo	$150.00	$150.00
MI / mo	$66.78	$28.78
HOA / mo	$0.00	$0.00
Total monthly	$1,202.62	$1,238.69
Cash to close	$17,649	$15,990