Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,601	$218,601	$495,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$276,399	$0
Funding fee	$1,093	$1,093	$0
Note rate	2.7%	2.7%	7.24%
Blended rate	2.7%	5.52%	7.48%
1st payment	$1,024.59	$1,024.59	$3,373.42
2nd payment	$0.00	$1,785.08	$0.00
Taxes / mo	$196.42	$196.42	$196.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,387.68	$3,172.76	$3,835.50
Cash to close	$331,399	$55,000	$55,000