Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,898$147,898$346,500
Remaining term (yrs)20.920.930.0
Secondary amount$0$198,602$0
Funding fee$739$739$0
Note rate3.65%3.65%7.24%
Blended rate3.65%6.143%7.48%
1st payment$841.13$841.13$2,361.39
2nd payment$0.00$1,324.01$0.00
Taxes / mo$81.83$81.83$81.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$137.00$137.00$137.00
Total monthly$1,209.96$2,533.98$2,799.52
Cash to close$237,102$38,500$38,500