Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$84,535	$84,535	$202,500
Remaining term (yrs)	25.0	25.0	30.0
Secondary amount	$0	$117,965	$0
Funding fee	$423	$423	$0
Note rate	2.98%	2.98%	7.24%
Blended rate	2.98%	5.904%	7.48%
1st payment	$399.10	$399.10	$1,380.03
2nd payment	$0.00	$786.43	$0.00
Taxes / mo	$60.08	$60.08	$60.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$609.18	$1,395.62	$1,630.62
Cash to close	$140,465	$22,500	$22,500