Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,067$358,067$584,910
Remaining term (yrs)24.324.330.0
Secondary amount$0$226,843$0
Funding fee$1,790$1,790$0
Note rate2.790%2.790%7.240%
Blended rate2.790%4.714%7.480%
1st payment$1,686.59$1,686.59$3,986.15
2nd payment$0.00$1,465.02$0.00
Taxes / mo$215.08$215.08$215.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.98
HOA / mo$6.25$6.25$6.25
Total monthly$2,074.59$3,539.62$4,491.13
Cash to close$291,833$64,990$64,990