Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,913	$142,913	$202,500
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$59,587	$0
Funding fee	$0	$0	$0
Note rate	6.760%	6.760%	7.240%
Blended rate	7.310%	7.807%	7.480%
1st payment	$941.39	$941.39	$1,380.03
2nd payment	$0.00	$446.90	$0.00
Taxes / mo	$144.67	$144.67	$144.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.46	$66.46	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,302.51	$1,749.41	$1,715.20
Cash to close	$82,087	$22,500	$22,500