Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$191,713	$191,713	$295,110
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$103,397	$0
Funding fee	$959	$959	$0
Note rate	2.770%	2.770%	7.240%
Blended rate	2.770%	4.602%	7.480%
1st payment	$890.48	$890.48	$2,011.17
2nd payment	$0.00	$689.31	$0.00
Taxes / mo	$196.08	$196.08	$196.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,236.57	$1,925.88	$2,416.27
Cash to close	$136,187	$32,790	$32,790