Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$185,007	$185,007	$216,000
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$30,993	$0
Funding fee	$925	$925	$0
Note rate	6.100%	6.100%	7.240%
Blended rate	6.100%	6.516%	7.480%
1st payment	$1,128.97	$1,128.97	$1,472.04
2nd payment	$0.00	$232.45	$0.00
Taxes / mo	$129.42	$129.42	$129.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$43.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,408.38	$1,640.83	$1,794.65
Cash to close	$54,993	$24,000	$24,000