Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$175,091	$175,091	$220,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$45,409	$0
Funding fee	$0	$0	$0
Note rate	6.790%	6.790%	7.240%
Blended rate	7.340%	7.682%	7.480%
1st payment	$1,183.01	$1,183.01	$1,502.70
2nd payment	$0.00	$340.57	$0.00
Taxes / mo	$55.25	$55.25	$55.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.26	$83.26	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,471.51	$1,812.08	$1,752.05
Cash to close	$69,909	$24,500	$24,500