Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$147,555	$147,555	$540,000
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$392,445	$0
Funding fee	$738	$738	$0
Note rate	4.700%	4.700%	7.240%
Blended rate	4.700%	6.917%	7.480%
1st payment	$892.06	$892.06	$3,680.09
2nd payment	$0.00	$2,534.54	$0.00
Taxes / mo	$131.17	$131.17	$131.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$108.00
HOA / mo	$10.00	$10.00	$10.00
Total monthly	$1,199.89	$3,734.43	$4,095.92
Cash to close	$452,445	$60,000	$60,000