Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,768	$147,768	$332,910
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$185,142	$0
Funding fee	$0	$0	$0
Note rate	3.3%	3.3%	7.24%
Blended rate	4.15%	6.291%	7.48%
1st payment	$752.10	$752.10	$2,268.78
2nd payment	$0.00	$1,234.28	$0.00
Taxes / mo	$74.17	$74.17	$74.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.64	$121.64	$66.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,097.91	$2,332.19	$2,559.52
Cash to close	$222,132	$36,990	$36,990