Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$128,476	$128,476	$296,910
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$168,434	$0
Funding fee	$0	$0	$0
Note rate	3.99%	3.99%	7.24%
Blended rate	4.84%	6.633%	7.48%
1st payment	$759.51	$759.51	$2,023.44
2nd payment	$0.00	$1,122.90	$0.00
Taxes / mo	$148.92	$148.92	$148.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.76	$108.76	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,167.19	$2,290.08	$2,381.73
Cash to close	$201,424	$32,990	$32,990