Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,490	$84,490	$233,100
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$148,610	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.240%
Blended rate	4.740%	6.818%	7.480%
1st payment	$493.72	$493.72	$1,588.57
2nd payment	$0.00	$990.74	$0.00
Taxes / mo	$75.33	$75.33	$75.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$74.23	$74.23	$46.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$793.29	$1,784.02	$1,860.53
Cash to close	$174,510	$25,900	$25,900