Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$146,559	$146,559	$405,000
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$258,441	$0
Funding fee	$0	$0	$0
Note rate	5.25%	5.25%	7.24%
Blended rate	5.8%	7.044%	7.48%
1st payment	$1,044.46	$1,044.46	$2,760.07
2nd payment	$0.00	$1,669.10	$0.00
Taxes / mo	$94.75	$94.75	$94.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$71.04	$71.04	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,360.25	$3,029.35	$3,085.82
Cash to close	$303,441	$45,000	$45,000