Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$272,168	$272,168	$355,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$83,332	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.240%
Blended rate	7.150%	7.584%	7.480%
1st payment	$1,791.76	$1,791.76	$2,422.73
2nd payment	$0.00	$624.99	$0.00
Taxes / mo	$123.50	$123.50	$123.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.59	$128.59	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,193.84	$2,818.83	$2,767.33
Cash to close	$122,832	$39,500	$39,500