Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$260,834	$269,910
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,304	$0
Note rate	4.72%	7.24%
Blended rate	4.72%	7.48%
1st payment	$1,462.44	$1,839.43
2nd payment	$0.00	$0.00
Taxes / mo	$158.08	$158.08
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.98
HOA / mo	$0.00	$0.00
Total monthly	$1,770.52	$2,201.50
Cash to close	$39,066	$29,990