Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$429,912	$429,912	$629,910
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$199,998	$0
Funding fee	$2,150	$2,150	$0
Note rate	3.13%	3.13%	7.24%
Blended rate	3.13%	4.676%	7.48%
1st payment	$2,091.02	$2,091.02	$4,292.82
2nd payment	$0.00	$1,333.32	$0.00
Taxes / mo	$139.25	$139.25	$139.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,396.94	$3,730.25	$4,724.72
Cash to close	$269,988	$69,990	$69,990