Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$316,735$316,735$350,910
Remaining term (yrs)26.726.730.0
Secondary amount$0$34,175$0
Funding fee$1,584$1,584$0
Note rate6.35%6.35%7.24%
Blended rate6.35%6.608%7.48%
1st payment$2,053.38$2,053.38$2,391.45
2nd payment$0.00$256.31$0.00
Taxes / mo$71.00$71.00$71.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,274.38$2,530.69$2,682.63
Cash to close$73,165$38,990$38,990