Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,754$323,754$373,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$49,746$0
Funding fee$1,619$1,619$0
Note rate4.67%4.67%7.24%
Blended rate4.67%5.247%7.48%
1st payment$1,808.93$1,808.93$2,545.40
2nd payment$0.00$373.09$0.00
Taxes / mo$265.08$265.08$265.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,224.01$2,597.10$3,035.18
Cash to close$91,246$41,500$41,500