Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,737$342,737$459,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$116,263$0
Funding fee$1,714$1,714$0
Note rate2.730%2.730%7.240%
Blended rate2.730%4.065%7.480%
1st payment$1,603.89$1,603.89$3,128.08
2nd payment$0.00$775.08$0.00
Taxes / mo$210.08$210.08$210.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$70.00$70.00$70.00
Total monthly$2,050.64$2,825.73$3,666.63
Cash to close$167,263$51,000$51,000