Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$224,296	$224,296	$238,500
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$27,454	$0
Funding fee	$0	$0	$0
Note rate	6.58%	6.58%	7.24%
Blended rate	7.13%	7.647%	7.48%
1st payment	$1,475.32	$1,475.32	$1,625.37
2nd payment	$0.00	$271.68	$0.00
Taxes / mo	$137.08	$137.08	$137.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.10	$106.10	$47.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,868.50	$2,140.18	$1,960.16
Cash to close	$40,704	$13,250	$26,500