Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,784$151,784$269,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$118,126$0
Funding fee$759$759$0
Note rate2.25%2.25%7.24%
Blended rate2.25%4.766%7.48%
1st payment$682.55$682.55$1,839.43
2nd payment$0.00$787.50$0.00
Taxes / mo$98.25$98.25$98.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$185.00$185.00$185.00
Total monthly$1,115.80$1,903.31$2,326.66
Cash to close$148,116$29,990$29,990