Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$189,765	$189,765	$405,000
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$215,235	$0
Funding fee	$0	$0	$0
Note rate	4.02%	4.02%	7.24%
Blended rate	4.87%	6.401%	7.48%
1st payment	$1,127.76	$1,127.76	$2,760.07
2nd payment	$0.00	$1,390.06	$0.00
Taxes / mo	$130.00	$130.00	$130.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,574.68	$2,964.74	$3,121.07
Cash to close	$260,235	$45,000	$45,000