Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$172,076	$172,076	$270,000
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$97,924	$0
Funding fee	$860	$860	$0
Note rate	3.73%	3.73%	7.24%
Blended rate	3.73%	5.641%	7.48%
1st payment	$961.09	$961.09	$1,840.04
2nd payment	$0.00	$734.43	$0.00
Taxes / mo	$179.67	$179.67	$179.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,290.75	$2,025.18	$2,223.71
Cash to close	$127,924	$30,000	$30,000