Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$205,878	$205,878	$508,500
Remaining term (yrs)	16.7	16.7	30.0
Secondary amount	$0	$302,622	$0
Funding fee	$1,029	$1,029	$0
Note rate	3.35%	3.35%	7.24%
Blended rate	3.35%	5.969%	7.48%
1st payment	$1,339.77	$1,339.77	$3,465.42
2nd payment	$0.00	$1,954.43	$0.00
Taxes / mo	$114.75	$114.75	$114.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$101.70
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$1,654.52	$3,608.95	$3,881.86
Cash to close	$359,122	$56,500	$56,500