Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$133,077	$133,077	$252,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$118,923	$0
Funding fee	$665	$665	$0
Note rate	2.740%	2.740%	7.240%
Blended rate	2.740%	5.222%	7.480%
1st payment	$623.43	$623.43	$1,717.38
2nd payment	$0.00	$792.82	$0.00
Taxes / mo	$52.42	$52.42	$52.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$825.85	$1,618.67	$1,970.19
Cash to close	$146,923	$28,000	$28,000