Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$217,284	$217,284	$247,050
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$29,766	$0
Funding fee	$0	$0	$0
Note rate	3.125%	3.125%	7.24%
Blended rate	3.975%	4.58%	7.48%
1st payment	$1,051.54	$1,051.54	$1,683.64
2nd payment	$0.00	$223.24	$0.00
Taxes / mo	$154.67	$154.67	$154.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.88	$173.88	$49.41
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,530.08	$1,753.32	$2,037.72
Cash to close	$57,216	$27,450	$27,450