Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$239,973	$239,973	$261,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$35,527	$0
Funding fee	$1,200	$1,200	$0
Note rate	6.770%	6.770%	7.240%
Blended rate	6.770%	7.428%	7.480%
1st payment	$1,579.33	$1,579.33	$1,778.71
2nd payment	$0.00	$351.57	$0.00
Taxes / mo	$89.75	$89.75	$89.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,819.08	$2,170.65	$2,070.66
Cash to close	$50,027	$14,500	$29,000