Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$223,888	$223,888	$283,500
Remaining term (yrs)	17.7	17.7	30.0
Secondary amount	$0	$59,612	$0
Funding fee	$0	$0	$0
Note rate	6.35%	6.35%	7.24%
Blended rate	6.9%	7.342%	7.48%
1st payment	$1,750.55	$1,750.55	$1,932.05
2nd payment	$0.00	$447.09	$0.00
Taxes / mo	$86.83	$86.83	$86.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$108.90	$108.90	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,096.28	$2,543.37	$2,225.58
Cash to close	$91,112	$31,500	$31,500