Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$270,232	$270,232	$337,410
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$67,178	$0
Funding fee	$0	$0	$0
Note rate	6.67%	6.67%	7.24%
Blended rate	7.22%	7.574%	7.48%
1st payment	$1,760.73	$1,760.73	$2,299.44
2nd payment	$0.00	$503.84	$0.00
Taxes / mo	$103.42	$103.42	$103.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.45	$125.45	$67.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,139.59	$2,643.43	$2,620.34
Cash to close	$104,668	$37,490	$37,490