Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$128,673	$128,673	$233,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$104,427	$0
Funding fee	$0	$0	$0
Note rate	3.18%	3.18%	7.24%
Blended rate	4.03%	5.809%	7.48%
1st payment	$643.81	$643.81	$1,588.57
2nd payment	$0.00	$696.18	$0.00
Taxes / mo	$100.75	$100.75	$100.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$105.72	$105.72	$46.62
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,000.27	$1,696.45	$1,885.94
Cash to close	$130,327	$25,900	$25,900