Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,685$228,685$287,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$58,415$0
Funding fee$1,143$1,143$0
Note rate5.270%5.270%7.240%
Blended rate5.270%6.029%7.480%
1st payment$1,355.94$1,355.94$1,956.58
2nd payment$0.00$438.11$0.00
Taxes / mo$113.50$113.50$113.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,619.44$2,057.55$2,277.50
Cash to close$90,315$31,900$31,900