Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$258,113$258,113$449,999
Remaining term (yrs)23.523.530.0
Secondary amount$0$191,886$0
Funding fee$1,291$1,291$0
Note rate3.33%3.33%7.24%
Blended rate3.33%5.321%7.48%
1st payment$1,317.79$1,317.79$3,066.74
2nd payment$0.00$1,279.24$0.00
Taxes / mo$207.25$207.25$207.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$75.00$75.00$75.00
Total monthly$1,766.71$3,045.95$3,605.65
Cash to close$241,886$50,000$50,000