Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$233,307	$233,307	$441,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$207,693	$0
Funding fee	$1,167	$1,167	$0
Note rate	2.950%	2.950%	7.240%
Blended rate	2.950%	5.211%	7.480%
1st payment	$1,102.80	$1,102.80	$3,005.41
2nd payment	$0.00	$1,341.35	$0.00
Taxes / mo	$336.67	$336.67	$336.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$88.20
HOA / mo	$15.00	$15.00	$15.00
Total monthly	$1,621.13	$2,962.48	$3,611.94
Cash to close	$256,693	$49,000	$49,000