Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$296,280	$296,280	$309,510
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$30,425	$0
Funding fee	$0	$0	$0
Note rate	5.75%	5.75%	7.24%
Blended rate	6.3%	6.819%	7.48%
1st payment	$1,747.65	$1,747.65	$2,109.30
2nd payment	$0.00	$301.08	$0.00
Taxes / mo	$62.42	$62.42	$62.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.26	$137.26	$61.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,097.33	$2,398.41	$2,383.62
Cash to close	$47,620	$17,195	$34,390