Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,562	$248,562	$305,100
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$56,538	$0
Funding fee	$1,243	$1,243	$0
Note rate	3.450%	3.450%	7.240%
Blended rate	3.450%	4.478%	7.480%
1st payment	$1,224.93	$1,224.93	$2,079.25
2nd payment	$0.00	$424.04	$0.00
Taxes / mo	$218.25	$218.25	$218.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,593.18	$2,017.21	$2,508.52
Cash to close	$90,438	$33,900	$33,900